Day 4, We have to set new goals

Day 4 Spending $0
Day 4 Savings $478

Total Spending $0
Total Savings $1607 🙂 🙂 🙂 in 4 days!!!!!!!!!!!!
We have met my savings goal already and it has been 4 days… New goal $5000!!!!I have no doubt we can do it, especially since I have not even put our income into savings yet.

Savings came from:
Rolling spare change, I duped poses, cup holders, drawers et. And rolled $78

Hubby went and scrapped metal with a friend, he earned $634.27, they split the copper (friend stripped it so they would get better price). Hubby kept $400 smackaroos

Ways we saved:
*we had friends over for nachos, they brought dessert.
We cleaned house and lounged around while daddy cleaned the yard

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Day 2 and 3 Getting the hang of this

Day 2 Spending $0
Day 3 Spending $0
Day 2 Savings $14
Day 3 Savings $1050

Total Spending $0
Total Savings $1129 🙂 🙂 🙂 in 3 days!!!!!!!!!!!!

Here are some things we did to save money:
*Made chicken fried rice for dinner using leftover rice, carrots, corn plus fresh chicken and frozen broccoli
*We gave away some storage cabinets to the neighbors who in turn will be giving us some milk in a few weeks, gotta love trading
*Car pooling, never did this in the past, so hard with 3 kids, but my buddy has 4, so we car pool to preschool and on Friday from elementary, Thanks Girlie
*Oh, and if you know me, you know that I love eating our, no dishes, alas we turned down eating out with friends. Opting for maybe cooking at our house

And the BIG news is…
My sister in law is getting MARRIED in 2 weeks!!! SO I made her invites for FREE!!!
I had some bulk ribbon left over and we bought some clearance paper back in August before these nuptuals were announced. I have left over big envelopes from making Open House flyers back in May.

So here they are:

I whited out her address

Where savings came from:
Day 2- Found some cash around the house
Day 3- *Let me know if you want to do this too*
Angelo opened a bank account a few months ago when they were offering a $500 Visa gift card. Then they said I could open one also and would get the last $500 gift card for the promotion (Now they offer $200- still GREAT) SO he received $25 for referral, I received $25 for being referred. Yeah $25 and we didn’t have to deposit anything to open accts!!!
Within 30 day I need to make 10 bill pay payments for over $25 each. Back in August I did Hubby’s by taking our $300 electric bill and splitting into 10 different payments of variable amounts. Done, no fees, no charges and we will receive $1000 in Visa gift cards in November!!!

If you are interested, I can give you more info, this is not a crazy scheme, real bank, real banker, real money and real VISA Gift Card!!!!

Day 1- Slim down and Bulk up

Whew, day 1 was harder than i thought.

I forgot to mention another goal I have, use that gym membership, eat healthier and keep loosing weight. I lost 50 lbs from 11/09-6/10 then gained back 10 lb over summer. I would love to lose 30 lbs by X-mas. I.e. “Slim Down”

Oh and “Bulk up” that savings account. Could you imagine if we could do $50 a day? That would be $1500! I have so many plans, sell old clothes, sell stockpile stuff, sell some of those couches, roll spare change, collect old debts, have a garage sale, the list just goes on and on.

The hubby had a no seatbelt ticket in downtown Houston, i.e PARKING FEES

But alas, in a round about way he left with $20 for parking and came home with $35. Lol, if you know the hubby he has his own way of following the rules. So he car pooled with the other no seat belt wearer (Bad, Bad) he paid parking, his buddy bought the other guy breakfast, the other guy put $5 in a slot machine, and the hubby won $15 and brought my $20 back (YAY!)

And he had the ticket dismissed, funny enough he had been wearing his seatbelt, dropped his phone under pedal and unhooked in the u-turn lane where a kind policeman was watching to write him a ticket. But we also know a very kind policeman who helped get it dismissed.

So here are a few things we did to not spend money:
*Made breakfast at home- Organic waffles bought with coupon and rebate offer click here
*packed lunches
*Made dinner- Pork steaks, white rice, french bread, fresh corn, buttered carrots, homemade cheesecake
*Car pooled to pre-school, she took my son
*Walked to Elementary, took 3 bottled waters, soooooo HOT!
*Sold $30 in stockpile to go to savings (The hubby has lots of bachelor friends that love to get all their grooming products from my cabinet)

Spending on Day 1 $0, adding to savings $65, Total spending $0 Total to savings $65

The PLAN

August 31 fridge

Sunday the Hubby said, “What exactly is the plan?”

I said, “Don’t spend any money in September!”

My extra food storage beyond the pantry

Lol, but really there are a few “points”

*Spring and Summer are very fruitful for our businesses, winter is one extreme or the other 🙂

*Save money for the slow times and build up our savings, kids college, and vacation accounts

*Learn new habits, like free activities, cooking dinner every night, having people over vs going out, analyzing our income vs. expenses

*Sell STUFF!!! Like the 3 very nice living room sets (we have 1 living room)

I hope you enjoy watching our little experiment 🙂

Last Day of August- Mixed emotions

Last vacation to San Antonio, just me and the kiddos

August has been a wirl wind month. There was VBS, vacations, school shopping and of course school for all 3 kids. My oldest is in Elementary, middle in Pre-school and the baby is in MDO 2 days a week.

Here are a few things we have done to get ready for “Spend Free September”
*Grocery shopping- total spending was $430.00 for the month of August not bad for a family of 5
*I need to “fill up” the car tonight
*I have paid all of our monthly bills for September, ie. gas, water, electric, preschool, dance
Anything left unpaid, will be paid in October, ie. Cars, house- they are due on 23rd so they will be 7 days late, still in the grace period
*Let the house keeper “go” for the month, we’ll miss you Rosie! (she comes 2xmonth)
*Kids got hair cuts,($10 each) hopefully the Hubby goes tonight or he’ll be really shaggy for October (he is usually pretty shaggy)
*ordered diapers from Amazon.com 2 boxes of 176, one for $.53 and one for $10.53 shipped
*Had our “last meal” out on the 30th at C@sa Ole, 99 cent kids meals
*Ordered vinyl and transfer tape for my cricut, gotta have something to do 🙂

First Day of School 2010

Kroger Deals 8/11/10- 8/17/10

Here are the deals for Kroger for the week of 8/11/10-8/17/10

Thank you HotCouponWorld

I have updated the pricing to reflect My Houston Area Store

The most important thing to know is most Krogers will only take 3 of each coupon, so sometimes you have to mix them up by printing different varieties, or mixing printables and newspaper.  If you don’t get the newspaper, there are tons of clipping services and ebay.

Save $4 wyb any combination of 8 participating items.

This means, in order to get the listed price, you must by in quantities of 8, not 8 of each particular item, but eight of the participating items.  (Suggestion: I usually put 8 extra Powerades in my basket, I have the cashier hit total before the powerades and then after each one, until it takes off another $4.  This way I know that I have bought in quantities of 8 and take full advantage of the sale, plus the Hubby loves his drinks)

Also, you can combine a loadable card coupon, ie. Kroger e-coupons, cellfire and shortcuts/ with a printable or newspaper coupon.
-Kroger Bar or Shredded Cheese $2.49
-Powerade, Sobe Life Water, or Sobe Juice $.50(.05 each or $.50 for 10 with 5 BOGO and Kroger eCoupon)
-$2/10 SoBe Lifewater or Juice Drinks Kroger eCoupon
-$1/2 SoBe Lifewater products, coupons inside select products
B1G1 Sobe Lifewater printable

-Nestle Pure Life Water 24pk $2.99 ($2.49 each for 2)
-$1/2 Nestle Pure Life Water multipacks, 20 pk + printable
-GM Trix, Cocoa Puffs, or Cheerios (yellow box) $1.48 ($.91 for 2 *$.46 each*with 1 cellfire and 1 printable)
-.55/1 General Mills Cheerios Cellfire e-Coupon
-$1.50/2 General Mills cereals printable
-$1/2 General Mills cereals, SS 7/11 and printable
-$1/2 General Mills Cereals: Basic 4, Cheerios, Chex, Cinnamon Toast printable or printable
-.55/1 General Mills Trix cereal printable or printable
-.55/1 Cheerios Original cereal printable
-.55/1 General Mills Cocoa Puffs cereal printable
-Bumble Bee Tuna pouches $.50
-Chex Mix, Bugles, or Gardetto’s Snack Mix $.99 (from FREE to $.49)
-.50/1 Chex Mix or Snacks, 4.5 oz + Shortcuts eCoupons and/or Cellfire e-Coupon
-.50/1 Gardetto Snack Mix, 8 oz +, Cellfire eCoupons
-$1 off Chex Mix Chipotle Cheddar
printable
-.50/1 Chex Mix or Golden Grahams Treats SS 8/08, printable, printable, and printable
-.50/1 Chex Mix Salty ‘n Sweet, SS 8/08
-.50/1 Chex Mix, 4.5 oz + printable
-.50/2 Chex Mix or 100 Cal Snack, SS 8/08
-.50/1 Bugles Select Snacks, SS 8/08
-.50/1 Gardetto’s Snack Mix, 8 oz +
printable or printable
-Del Monte Tomatoes, 14.5oz can $.79
-Tostitos Tortilla Chips or Salsa $2.25
-Hungry-Man Entree, Claim Jumper Entree $1.77
-Hot or Lean Pockets $1.49
-Viva Paper Towels, 6pk $5.49 (as low as $4.49)
-$1/2 Viva Big Rolls Paper Towels, (facebook) printable
-$1 off Viva Paper Towels printable
-.50/2 Viva Paper Towels printable
-Sunny Delight $.78 (as low as $.03 after triple coupon)
-.25/1 Sunny D product, SS 8/08
-$1/3 Sunny D Products printable
-Hamburger, Chicken, Tuna Helper $.89 (as low as $.64 when you buy 3)
-.75/3 Betty Crocker Hamburger Helper Skillet Meals Shortcuts eCoupons
-.75/3 Betty Crocker Hamburger Helper Skillet Meals, SS 8/08, 6/20,printable or printable
-Pillsbury Cinnamon rolls, Crescent rolls, or Grands Bisquits $1.19 (as low as $.59 eaxh with tripled printable and cellfire coupon)
-.30/2 Pillsbury Grands! Biscuits printable or printable
-.30/2 Pillsbury Refrigerated Grands Biscuits, SS 8/08,Cellfire e-coupon
-.30/2 Pillsbury Grands! Biscuits printable or printable
-.30/2 Pillsbury Refrigerated Grands Biscuits, SS 8/08,Cellfire e-coupon
-Yoplait Multipack Yogurt $1.79 (as low as free to $.79 with printable and loadable)
-$1 off Yoplait Fiber One Yogurt Multipacks printable
-$1 off Yoplait YoPlus Yogurt , 4 pk printable
-.50/1 Yoplait Fiber One multipack, SS 7/11, 8/08, 6/20, printable, printable, printable
-.50/1 Yoplait YoPlus Yogurt, 4 pk, SS 6/20, 6/27, 7/11, 7/25, 8/08, printable, printable

-$1 off Yoplait Delights Multipack, Cellfire e-Coupon
-.50/1 Yoplait Delights multipack, SS 7/11, 7/25, 8/08 or printable
-.50/1 Yoplait Delights Yogurt Multipack, SS 6/20 (exp 8/14)
-.50/1 Yoplait Kids Yogurt Cups printable
-.50/2 Yoplait Kids Cup Yogurt printable
-.75/2 Yoplait Go-Gurt or Trix Multipack, SS 7/25, 8/08 or printable or printable
-Oscar Mayer Lunchables $1.19
-Capri Sun or Kool-Aid Jammers $1.40
-Fritos or Cheetos $1.49
Free Redbox Rental Code wyb (3) participating products (see list here)
-$1/2 Fritos Corn Chips 9.25 oz + AND Dip 9 oz, SS 7/25
-.50/1 Cheetos 4 oz+ tearpad
-Betty Crocker Fruit by the Foot, Fruit Gushers $1.49 (as low as $.74 when you buy 2)
-.50/2 Betty Crocker Fruit Snacks Shortcuts eCoupons and/or Cellfire e-Coupon
-.50/2 Betty Crocker Fruit Snacks, By the Foot, Gushers or Roll printable or printable
-.50/2 Betty Crocker Fruit Shapes, SS 8/08
-Kleenex Facial Tissue $1.19
-$1/2 Kleenex Anti-Viral Facial Tissues, 75 sheets, August Walgreens Coupon booklet
-$1/2 Kleenex Tissue, August All You magazine
-.50/1 Kleenex Facial Tissue, 3 pks or 1 bundle, SS 7/11
-.50/2 Kleenex Anti-Viral, Lotion or Ultra Soft Facial Tissue, SS 7/11

-.55/3 Kleenex Facial Tissues or (1) Bundle pk, in store dispenser

-Pillsbury Toaster Strudels $1.49 (as low as $.74 when you buy 2)
-.50/2 Pillsbury Toaster Strudel Kroger eCoupon and Cellfire e-Coupon
-.50/2 Pillsbury Toaster Strudel SS 8/08, printable, or printable, or printable
-Old El Paso taco shells, Refried beans $.99 (as low as $.69 each when you buy 2)
-.60/2 Old El Paso product, Cellfire e-Coupon
-Quaker Quakes Rice Snacks $.99 (as low as $.49 each when you buy 2)
-$1/2 Quaker Rice or Multigrain Snacks printable
-Kraft Cheese bar, shredded, singles or string cheese $2.79 ($1.39 when you buy 5, including $5 off your next urchase and 2 coupons)
Buy any 5 participating Kraft products, get $5 off your next order (see list here)
-$1/2 Kraft or Cracker Barrel Natural Cheese shreds or chunk in-store dispenser
-$1/2 Kraft Natural Cheese Kroger Home Mailer

-DiGiorno or California Pizza Kitchen Pizza $4.49 ($2.49 each if you buy 2 digorno with facebook coupon)
Buy 2 DiGiorno Pizza and Get $2 off next purchase
Buy 2 California Pizza get $1, Buy 3 get $2, Buy 4 Get $3 off your next purchase
-$1 off DiGiorno Pizza, (facebook) printable
-$2 off DiGiorno Deep Dish Pizza printable (if included)
-.75/1 California Pizza Kitchen Limited Edition, Kraft Food & Family Mag. Summer ’10
-Pepperidge Farm Bread or Desserts, frozen $1.99
-Smart Balance Spread or butter blend, sour cream $1.49
-Red Bull Energy Drink $1.99
-Progresso Traditional or Rich and Hearty soup $1.19 ($.36 when you buy 6 using 3 coupons and $2 off next order)
Buy 4 get $1, Buy 6 get $2, Buy 8 get $3 off your next order
-.50/2 Progresso Soup, SS 8/08

-.50/2 Progresso Soup printable or printable
-Jell-O Pudding or Gelatin, 6pk $1.99
-.50/1 Jell-O Snacks, Kraft Food & Family Mag. Summer ’10
-Welch’s Grape jelly or jam $1.49
-$1/2 Welch’s Jam, Jelly, or Spread, SS 6/06
-.55/1 Welch’s Jam, Jelly or Spread, 18.8-32 oz, SS 8/01
-Nature Valley Granola bars, Fiber One cereal bars $1.99 ($.14 each when you buy 5 after 5 coupons ( mix ’em up and $3.50 off)
Buy 3 get $1.50, Buy 4 get $2.50, Buy 5 get $3.50 off your next order
-.50/1 Nature Valley Sweet & Salty Granola Bars
printable, printable or printable
-.50/1 Nature Valley Granola Bars, Cellfire e-Coupon
-.50/1 Nature Valley Granola Bars printable
-.75/2 Nature Valley Granola bars boxes or Granola Nut Clusters, SS 7/11
-.75/2 Nature Valley Granola Bars, SS 8/08
-.50/1 Fiber One Bars Cellfire e-Coupon
-.50/1 Fiber One Chewy Bars printable, or printable,
-.50/2 Fiber One Chewy Bars, SS 7/18
-Chex Cereal bars $1.49
-Green Giant Valley Fresh steamers $1.38 ($.38 each after doubled coupon)
-.50/1 Green Giant Valley Fresh Steamers printable
-Betty Crocker Premium Brownie mix, muffins, or Fiber One muffin mix $1.99
-Betty Crocker Cookie mix, or Warm Delights $1.49 (FREE after cellfire and printable)

-.50/1 Betty Crocker Warm Delights Bowls or Mini Bowls,
Cellfire e-Coupon
-.75/1 Betty Crocker Warm Delights Bowls or Mini Bowls,
Kroger e-coupon
-.50/1 Betty Crocker Warm Delights Bowls or Mini Bowls,
printable or printable,
-.75/1 Betty Crocker Warm Delights Bowls or Mini Bowls, SS 6/27, SS 8/08

-Kroger frozen Potatoes $1.38
-V8 V-Fusion $2.49
-$1 off V8 V-Fusion Juice, 6 pk slim cans or 46 oz bottle printable and printable
-$1/2 V8 V-Fusion juice, 46 oz +, Save Big Dream Big Booklet
-$1/2 V8 Vegetable Juice printable

-Cottonelle Bathroom Tissue, 12 dbl rolls $5.49 ($4.49)
-$1 off Cottonelle Double Roll Toilet Paper, 12 pk, July All You Magazine
-.50/1 Cottonelle Toilet Tissue, (2) 4 pk or (1) 12 pk, SS 7/11

-Pillsbury frozen biscuits, cinnamon rolls $1.99
-.50/1 Pillsbury Frozen Grands or Cinnamon Rolls, SS 8/01
-.75/2 Pillsbury Frozen Grands Biscuits
printable
-Oreo Cookies $2.47
-Totino’s Pizza Rolls, 40ct $2.79
-.40/2 Totino’s Pizza Rolls, Cellfire e-Coupon
-.40/2 Totino’s Rolls Snacks, SS 5/30, printable, and printable
-.50/1 Totinos Rolls Snacks, SS 8/08

-Macaroni Grill, Wanchai Ferry Dinner Kits $4.99
-$1.50 off Wanchai Ferry Frozen Entree, excl dry dinner kit printable
-$1.50 off Wanchai Ferry Frozen Entree, SS 6/20, 7/18, 8/08
-$1.50 off Wanchai Ferry Frozen Entree printable or printable
-$1.60 off Wanchai Ferry Product printable
-.75/1 Romano’s Macaroni Grill Restaurant Favorites SS 7/11, printable or printable
-$1.50 off Romano’s Macaroni Grill Frozen Entree printable
-PowerAde 8pk $3.99
-Purina One Dog Food, Cat Food 4lb $4.99
-Dr Pepper and 7-up 2ltrs $.75
-Cascadian Farm Organic Cereal $2.49
-.75/1 Cascadian Farm product printable
-Kashi Pizza $3.99
-.75/1 Kashi Frozen Entree OR any (1) Kashi Pizza, June All You Magazine


NON-Mega Items

 

 

 

 

B1G1 Free:
-Oscar Mayer Bacon
-Oscar Mayer Lunchmeat (shows chopped ham, turkey)
-Oscar Mayer Hotdogs
-Margaritaville Jammin Jerk, Plum Crazy, or Volcano Shrimp
-Transocean Imitation Crab
-Nature Made or Sundown vitamins, Osteo Bi-Flex
Strip Steak $3.77lb
White Shrimp $6.99lb
Western Style Ribs $.97lb, limit 4 with $10 purchase
Snow Crab Clusters $3.99
Texas Seedless Watermelon $3.77
Ripe Bananas $.39lb
Iceberg lettuce $.88
Smart Ones Entrees $1.88
Fresh Green Beans or Kroger Mini Carrots bagged $.88
Hefty One Zip Freezer Bags 10/$10
Purex Laundry Detergent, 50oz $1.99 ($.94 after tripled coupon)
-.35/1 Purex Natural Elements Detergent or Fabric Softener printable

Purex Fabric Softner $2.49
Kraft American Singles $1.79
Kroger Fruit Bowls, 4pk 3/$5
Juicy Juice $1.98
Big K Green Tea, 12pk $3.99
Iron Kids Bread, Sara Lee 8ct Hotdog Buns $1.49
Community Coffee $3.99
Turkey Hill Tea 10/$10
On-Cor Entrees $2.27
Tony’s Pizza 2/$4
Hostess or Mrs Bairds Snacks 10/$10
Frito Lay Snacks, 20-22ct $5.99
Kellogg’s Rice Krispies Treats, Special K Cereal Bars $3.99
Fresh Selections Garden Salad or Dole Chopped Romaine 2/$5
Schick Quattro or Intuition Razors, Refills, Disposables or Edge/Skintimate Shave Gels 20% off
Energizer Batteries 20% off

Playtex Gentle Glide or Sport Tampons $6.39
Huggies Diapers or Pull-Ups $8.99
-$2 off Huggies Pull-Ups printable and printable
-$3.50 off Huggies Diapers and 184ct+ Wipes printable
-$3.50/2 Huggies Snug & Dry Diapers printable
-$4/2 Huggies Little Movers or Snugglers Diapers printable

Bic Cristal Pens 10ct, Office Works Stick Pens 12ct, Write Bros. mechanical pencil 10ct 10/$10
Crayola Crayons 24ct, Bic Wite Out, Elmer’s Glue 10/$10
Slim-Fast Optima Shakes 6pk 2/$10
Top Flight Filler Paper 150ct, Wireless Notebook 10/$10
Esselte Portfolio 4/$1
Hershey’s King Size Candy, or Tic Tac Big Pack 10/$10
Hormel Fully Cooked Bacon 2/$6
 
If you know of anything I missed, or would like to add, just add a comment 🙂

 

 

 

How do I?

Hello Blog world, Here is my first shot at this…

I have decided that my family is going to have a spend free September.  That means no eating out, no shopping (I have not decided if I will be able to do my deals), no candy from machines, no drink stops, no nothing.

But… I have not decided how exactly to put this into motion.

During the rest of August, I am going to set dome goals and analyze our past spending.  Hopefully we will be able to put a nice wad of cash into savings.

I need to decide what I need to stockpile and what I will allow to be purchased during September.  Like milk, bread, fresh fruit, etc.  How will I pay for these items?  Will I alow a budget or will I need to return things or barter with friends/ family?

Ahhh and my deals.  It seems silly not to stockpile the September deals at Walgreens and CVS.  Should I only do freebies and money makers?  Could I use my money makers for milk and bread?

So, I am depending on all of the blog world to help me out.  I need suggestions on how to make September work and how to make this blog more functional, ie what is a widget?  and how do you use it, lol